Money Vista
Start for free

Personal finance and investment tracker

Spending and investing, on one screen

Your spending lives in one app, your brokerage account in another, and the big picture nowhere. Money Vista puts cards, savings, cash and investments together and shows your total in one currency.

Start for freeHow it works

Free, no credit card, no bank login.

OverviewSeptember
Budgetcards, savings, cash
$16,420
Investmentsstocks, bonds, funds
$50,080
Net worthin USD at the current rate
$66,500

Spending this month

  • Groceries46%
  • Dining out17%
  • Transport11%
  • Home27%

Budget + investments

One app instead of two

Most apps do one or the other: track your spending or follow your brokerage account. Money Vista does both in one system, with the same currencies, the same analytics and one bottom line.

Budget

  • Debit and credit cards with limits, savings with interest rates, and cash
  • Transactions with categories, tags and itemized receipts
  • Transfers between accounts, including across currencies
  • Import CSV statements with a preview first

Investments

  • Portfolios, trades, dividends, coupons, fees and taxes
  • Bonds with coupons, amortization and redemption, valued at their face value as of the trade date
  • Stock splits and returns of capital
  • Automatic price updates for Moscow Exchange (MOEX) and US stocks

The bottom line: your whole net worth in the currency of your choice

Getting started

Three steps to the full picture

  1. 1

    Sign up

    It's free, no credit card needed.

  2. 2

    Add your accounts

    Enter current balances or import a CSV statement. A T-Invest brokerage account connects with a read-only token.

  3. 3

    See your total

    Your whole net worth in one currency. If you like, connect ChatGPT or Claude and ask about your money.

Who it's for

Is Money Vista for you?

  • You hold bonds, stocks and savings and want to see them next to your spending
  • You keep your budget in a spreadsheet and are tired of formulas
  • You keep money in more than one currency
  • You use ChatGPT or Claude and want to ask them about your money

Not a fit yet if you need transactions to sync from your bank: bank accounts are kept manually or imported from CSV. Broker auto-import currently covers T-Invest (a Russian broker) only.

Features

Built for people who take their money seriously

01

Auto-import from T-Invest

Add a read-only token and your trades, coupons, dividends and fees sync automatically, with no duplicates.

02

Bonds, done properly

Coupons, amortization and redemption are tracked as they happen, with value based on the face value as of the trade date.

03

Down to the line item

Break a receipt into line items and see what you really spend on coffee.

04

Your dashboard, your way

Arrange the widgets you care about: net worth, balance history, spending breakdown, key metrics, recent transactions.

05

63 currencies

Balances use the latest rate; transactions use the rate from the day they happened, so your history stays accurate.

06

On phone and desktop

A web app in English and Russian that runs in any browser.

AI & API

Ask about your money in plain language

Connect Money Vista to ChatGPT or Claude like any app in their settings, no code needed. The assistant can see your accounts and transactions, answer questions about your spending, add up totals and log a new expense from what you tell it.

Works with

  • ChatGPT
  • claude.ai
  • Claude Desktop
  • Claude Code
  • Codex

You control access

Read-only or read-write. AI can never delete anything.

REST API

Personal mv_ tokens for your own scripts, integrations and spreadsheets.

Connect to ChatGPT or Claude

How much did I spend on dining out in September? And log a $3 coffee on my card

money-vista · transactions_summary, create_transaction

You spent $182 on dining out in September, 18% less than in August. I logged the $3 coffee under Dining out on your card.

How to connect

  1. 1Open ChatGPT or Claude settings → Connectors
  2. 2Add a connector with this URLhttps://mcp.moneyvista.app/
  3. 3Approve access in the browser and choose which data to share
For developers: Claude Code
$ claude mcp add \
    --transport http money-vista \
    https://mcp.moneyvista.app/

Built on the open MCP protocol. You can revoke access at any time in settings.

Security

How we protect your data

  • No bank login needed

    You keep bank accounts yourself or import them from CSV. We never ask for your bank password.

  • Encrypted broker token

    Read-only, encrypted at rest (AES-256-GCM) and used only to fetch statements.

  • AI can't delete

    The assistant cannot delete data, whatever permissions it has.

  • Access you control

    Connected apps are listed in settings and can be disconnected instantly.

  • Backups

    Servers in Yandex Cloud. Encrypted backups several times a day, retained for months.

  • No ads

    We'll make money from subscriptions, not your data.

Pricing

Start for free

Core tracking is free, forever. Pro adds automation and AI.

Free

$0forever

  • Accounts, cards, savings and cash
  • Transactions, categories, tags and receipts
  • Investment portfolios (manual entry)
  • Dashboard and analytics
  • 63 currencies
Start for free

Pro

Early access

$0during early access

  • Everything in Free
  • Auto-import from T-Invest
  • ChatGPT and Claude connection (MCP)
  • REST API and personal tokens
  • Budgeting with familysoon
  • Ready-made AI workflowssoon

Until Pro launches, all Pro features are free for everyone.

Get early access

Coming soon

What's next

Coming soon

Ready-made AI workflows

A monthly review, a budget plan or a portfolio checkup, each in a single request.

Coming soon

Budgeting with family

Budget together with a partner or family: roles, shared accounts, and private accounts that stay private.

Coming soon

More brokers and banks

Support for more brokers and banks beyond T-Invest.

FAQ

Frequently asked questions

How is this different from a budgeting app?

Budgeting apps usually can't see your brokerage account, and portfolio trackers can't see your salary and spending. Money Vista does both and rolls them into one total in the currency you choose.

Which brokers are supported?

Auto-import works with T-Invest (formerly Tinkoff Investments) today. For any other broker, add trades manually: MOEX and US securities are already in the catalog, with prices.

Can I track amortizing bonds?

Yes. Coupons, partial principal repayments and redemption are all tracked, and prices are converted using the face value as of the trade date, not today's.

Do I need to connect my bank?

No. You add bank transactions manually or import them from CSV. Broker import only needs a read-only token.

How do I connect ChatGPT or Claude?

In the assistant's settings, add a connector with the URL https://mcp.moneyvista.app and approve access in the browser. The assistant can search and total transactions, look at accounts and exchange rates, and create transactions and transfers. It can't delete anything.

Is there a mobile app?

Money Vista runs in the browser and works well on a phone. There's no App Store or Google Play app yet.

What happens to the free plan when Pro launches?

It's not going anywhere. Everything in core tracking today stays free.

Where is my data stored?

On servers in Yandex Cloud, with regular encrypted backups.

See all your money in one place

Add your first accounts and see your total right away.

Start for freeI already have an account